COMMISSIONERS APPROVE REMOVAL OF 299-SQ-FT LIMITATION FOR DOWNSTAIRS STORAGE; NEW RULE EXPECTED TO TAKE EFFECT LATE JAN/EARLY FEB 2026

​MONROE COUNTY, FL – The Monroe County Board of County Commissioners voted to eliminate the longstanding 299-square-foot limitation for enclosed storage space below elevated homes in unincorporated Monroe County, as well as the requirement for an inspection at the time of sale.
 
County code amendments to formalize these changes are now being processed and are expected to take effect in late January or early February 2026. Until that time, all current rules, including the 299-square-foot limit, remain in effect. Those seeking to construct more than 299 square feet of space under their homes may submit building permit applications now, but the permits cannot be issued until the new code amendments take effect (anticipated in late January/early February). Applicants should submit a signed, notarized copy of the acknowledgement form with their permit application. The form can be found at www.monroecounty-fl.gov/flood. 
 
Under the upcoming changes, downstairs enclosures must still be used only for limited storage, parking, or access to the building. They cannot be converted into habitable living space under federal floodplain regulations. Property owners seeking permits to expand storage enclosures will continue to be required to sign a recorded non-conversion agreement, which documents allowable uses and ensures that future buyers have a clear record of permitted improvements.
 
“This is a major step forward for Monroe County residents,” said Growth Management Director Emily Schemper. “Removing the size restriction will give homeowners more flexibility while maintaining compliance with federal flood regulations and protecting our community.”

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